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Loan Rates

Auto Loans

Up too 100% of Dealer List

New Cars

Period
(Months)

APR*
(%)

-

1 to 24**

2.9

-

25 to 36**

2.9

-

37 to 48

4.9

-

49 to 60

4.9
- 61 and over 5.9

Used Cars (2009 & older) †

-

-

-

1 to 60

5.9

 

 

 

 

 

 

 

* Annual Percentage Rate
**2009 model mileage limit 15k
*** Subject to lenders approved
**** Used vehicle loan value is as listed in the NADA used car guide.
†Up to 100% of dealer list.

 

Loan Rates (APR*)

Type of Loan Dollar Amount Period (Months) APR* (%)
Holiday/
Vacation		 $2000 Max 12 max 6.5
Personal/
Signature
Unsecured 		up to $8000 60 max 8.25
Signature
Secured 		Up to the value of
the security offered		 60 max 8.00
Computer Up to $5000.00 36 max 600
Bill
Consolidation		 $1 to $8000
 36 max
 8.25
Student Call Call Call
RV/Boat/(new)
 1 - 60
61 - 84
85 - 120		 8.25
8.75
9.25
RV/Boat/ (Used) 1 - 60
61 - 84		 8.75
9.25
Home Equity Home eq. = 80% 1 - 60
61 - 180		 5.00
5.50
Share
Secured		 1 - 36
37 - 48
49 - 60		 4
4
4
Visa Platinum   10.90
CD Secured Rate chaged will be 2% above CD pledged (Min 4% - maximum 6%) and rounded to the nearest 1/10%. CD will be pledged for the length of loan.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

* Annual Percentage Rate

  1. All rates Subject to change without notice. Rates based on credit score.
  2. Refinancing of existing loans will not be conducted except in circumstances approved by the loan officer.
  3. Each application is reviewed by the loan officer and will be approved or denied based on it's own merit.
  4. Basic loan rates are subject to change according to your national risk credit score.

We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.