FACTS

WHAT DOES VISIONARY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Checking Account Info
• Credit History
• Credit Card or other debt
• Wire transfer instructions
• Payment History

 

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Visionary Federal Credit Union chooses to share; and whether you can limit this sharing.

• Checking Account Info
• Credit History

Reasons we can share your personal information	Does Visionary FCU share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	Yes	No
For our marketing purposes- to offer our products and services to you	No	We do not share
For joint marketing with other financial companies	No	We do not share
For our affiliates’ everyday business purposes- information about your transactions and experiences	No	We do not share
For our affiliates to market to you	No	We do not share
For non-affiliates to market to you	Yes	Yes

 

Questions?

Call (412) 221-6660

 

To limit our sharing

Mail the form below
Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer a member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Mail-in form
Leave Blank OR [If you have a joint account, your choices will apply to everyone on your account unless you mark below] □ Apply my choices only to me	Mark if you want to limit □ Do not share my personal information with non-affiliates to market their products and services to me.
	Name Address City, State Zip Account #		Mail to: Visionary FCU 201 Beram Ave Bridgeville, Pa 15017

 

Who we are

Who is providing this notice?

Visionary Federal Credit Union

 

What we do

How does Visionary FCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

How does Visionary FCU collect my personal information?

We collect your personal information, for example, when you

• Open an account
• Make a wire transfer
• Pay your bills
• Provide account information
• Apply for a loan

 

Why can’t I limit sharing?

Federal law gives you the right to limit only the information that we do not need to run our everyday business.

State laws and individual companies may give you additional rights to limit sharing.

 

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account – unless you tell us otherwise.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. We do not have any affiliates.

 

Nonaffiliates

Companies not related by common ownership or control. They can be financial or non-financial companies such as

• Plastic card processor
• Data processor
• Periodic statement printer
• Share draft printers
• Consumer reporting agencies

 

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you, such as CUNA Mutual Group.