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Auto Loans

Drive Home the Car of Your Dreams

Looking for a vehicle loan that fits your budget—and your life? At Visionary Federal Credit Union, we offer competitive rates, flexible terms, and personal service that puts your financial well-being first. Buying new, purchasing used, or refinancing? We make it easy to drive off with a great deal.

Get Pre-Approved Before You Shop

Getting pre-approved is a smart first step. It gives you more bargaining power at the dealership and helps you stay focused on your budget.

Tip: Shop based on the total price of the vehicle—not just the monthly payment—so you don’t overspend.

Financing Benefits

  • Competitive vehicle pricing
  • Easy refinancing options
  • Flexible, convenient repayment plans

Loan Protection Options

Protect your finances and your family with affordable add-ons:

Loan Protection Insurance

These optional coverages help safeguard your loan—and your peace of mind.

  • Life: Pays off your remaining loan balance in the event of your death, so loved ones aren’t left with your financial obligations.
  • Disability: Cancels your monthly loan payments (up to the agreement maximum) if you are unable to work due to illness or injury, helping you maintain your credit and financial stability.
  • Involuntary Unemployment: Cancels your monthly loan payment (up to the agreement maximum) if you become involuntarily unemployed.

GAP Coverage (Guaranteed Asset Protection)

Don’t let a wrecked vehicle wreck your finances.

Guaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount of your car loan.  If your vehicle is totaled or stolen, GAP pays the difference between your insurance payout and what you still owe on the loan. Without coverage, that “gap” can cost hundreds—or even thousands.

  • Covers the remaining balance after an insurance settlement
  • Affordable, one-time cost of just $450.00
  • Offers peace of mind and protection for your loved ones

IWS Extended Warranty

Enjoy peace of mind vehicle ownership with IWS’s Extended Warranty.  An extended warranty allows you to continue enjoying worry-free driving well past the manufacturer’s warranty.  Even better – you can roll your extended warranty into Visionary FCU’s financed auto loan payments.

Highlights:

  • Premiums can be included with your auto loan payment
  • Coverage is transferrable to subsequent owners
  • 24-hour claims line
  • 60-day money back guarantee
  • Repairs
  • Towing
  • Roadside Assistance
  • Rental
  • Travel Expense Allowance

To learn more about our extended warranty offer, please visit us, call us at 412-221-6660 or visit IWSGroup.com.

Do Your Research First

Before shopping, check current vehicle values on NADAguides.com to be sure you’re getting a fair price.

Ready to hit the road with confidence? Let Visionary FCU help you save more — and stress less.

Apply Now