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ANNOUNCEMENTS

Surviving the Holidays With Your Sanity Intact

With crowded stores and an ever-growing list of people to shop for, it’s easy to get overwhelmed and to overspend on your holiday shopping. No worries, though; we’ve got you covered! Read on for pre-and post-holiday tips and have yourself a jolly December without breaking the bank.

 

6 Pre-Holidays Tips

 

1. Revise your gift list

 

Chances are, lots of the people you exchange gifts with would be relieved to be taken off your list. Talk to coworkers and acquaintances about just exchanging cards this year, or make a deal to only exchange homemade or inexpensive gifts.

 

This way, you can focus on buying special gifts for those closest to you instead of generic gifts for everyone you’ve ever met.

 

2. Organize a Yankee Swap or Secret Santa

 

Still got a mile-long list? Try one of these creative solutions! A Yankee Swap or a Secret Santa activity saves money and stress while adding a bit of intrigue to any party. Everyone involved only needs to bring a single gift – and it’s always fun.

 

Set a reasonable price cap on gifts so no one walks out with a candy cane while the person next to them hauls off a flat-screen TV.

 

3. Bake holiday treats

 

Reduce the financial weight of the season by whipping up your own holiday treats instead of buying gifts.

 

It’s hard to find the perfect gift, but no one turns down a tin of homemade holiday cookies!

 

4. Make a budget and stick to it

 

We all plan to stick to a budget this holiday season – make this the year it really happens.
Set an absolute limit to how much you will spend on the holidays.  This will encourage you to plan your spending rather than grabbing impulse items as you shop.

 

5. Make use of holiday deals….but don’t get distracted

 

When prices drop, we sometimes go wild, snatching up random items because we don’t want to miss out on those “crazy, low holiday prices.”

 

Make use of these deals by buying items on your list at a discounted price – but don’t buy things you don’t need.

 

6. Rethink giving

 

Instead of running to the mall again, think of other ways you can give that will make the world a better place and truly brighten someone’s holiday.

 

It’s the perfect time of year to volunteer at local soup kitchens, homeless shelters and charity organizations.

 

2 Post-Holiday Tips

 

1. Use those gift cards

 

Gift cards are a typical holiday gift, but they’re often forgotten and unused.

 

Put your gift cards in your wallet and spend them creatively.  If you’re not a fan of on-the-go coffee, use your Starbucks gift card to pick up ground coffee beans to use at home.  Rent a movie with your iTunes card.  Whatever it might be, just use those gift cards!

 

2. Regift

 

You’ll probably wind up with a bunch of gifts you don’t want.  Hold onto them; many gifts can be  re-gifted next year or used as birthday gifts throughout the year.
Branch Office Hours Changing Effective October 1st

 

Visionary FCU is always evaluating our products and services, hours of operation, and technology to ensure that we are serving the needs of our members and doing what is best for the membership and the credit union. In recent years with the increase of electronic technology we have seen a decrease of personal member visits to our lobby and drive thru. In order to schedule staff more efficiently and keep our member cost of services down, we will be closing our Drive Thru at 5:00 p.m. on Thursdays effective October 1st. We invite you to visit a nearby shared branch location, online banking, and mobile banking to access your accounts during non-branch hours.

More Fun in the Sun with a Visionary FCU Platinum Rewards Visa!

 

As you gear up for summertime, many Visionary FCU members are looking for warm-weather activities that will keep their families busy and smiling from June through September. However, fun in the sun often comes with a hefty price tag, from beach vacations to summer camps and swim clubs to graduation celebrations and day trips, and even backyard maintenance.

 

If you’re looking to plan an exciting and memorable summer activity line-up, you may also be looking for a smart way to fund it. Visionary FCU can help you manage these seasonal expenses with an affordable credit card. In addition to superior everyday interest rates on our Visa, Visionary FCU also offers a great rewards program - you can now earn points for every dollar you spend. That’s right...we reward you for using your card!

 

Our Platinum Rewards Visa lets you earn points on your purchases (1 point for every $1 spent), redeemable toward travel, merchandise, downloadable media, non-profit donations and more.

 

  • In addition, a Visionary FCU Platinum Rewards Visa is a great value, with:

  • No annual fee

  • No balance transfer fee

  • No cash advance fee

  • No penalty rate

  • Low 10.90% Interest Rate

 

So, here’s to less stress and more good times this summer - start using that Visionary FCU Platinum Rewards Visa in your wallet. Or, visit www.visionaryfcu.org to apply for your Visa today and get rewarded for having tons of fun in the sun!

 

Tap! Snap! Deposit! Introducing Remote Deposit Capture
Remote Deposit Capture is a service that allows you to easily deposit checks*, anytime and anywhere, using the camera on your iPhone or Android and your Touch Banking app. The funds are deposited into the account you select**, safely and securely. Please contact a MSR at 412-221-6660 for all the details and to take advantage of this great new service! (*/** Some restrictions apply)
Apply for a Loan Online!
We've made the loan application process even easier! Just click the "Loan Application" link to the left and you will be taken to our safe and secure online loan application. Simply apply for the loan that best meets your needs online and follow up by faxing us your two most recent paystubs to 412-221-3414. We like to make borrowing money as easy as possible.

HOURS

Lobby and Drive Thru Hours

Monday, Tuesday, Thursday & Friday
8:30am - 5:00pm

Wednesday
8:30am - 1:00pm



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