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About Us

Your Trusted Financial Partner

Visionary Federal Credit Union is a not-for-profit, member-owned cooperative dedicated to helping you achieve financial success. Since 1960, we’ve been committed to offering high-quality products and personalized service—always with your best interest in mind.

Unlike banks that serve shareholders, we return earnings to our members through lower loan rates, higher savings dividends, and fewer fees. It’s all part of our mission to support your financial well-being, not corporate profits.

As we continue to grow, we remain focused on delivering innovative financial solutions that evolve with your needs—always with care, respect, and integrity.

What Is a Credit Union?

A credit union is a financial cooperative owned and operated by its members. When you join, you become a shareholder with a voice—and a stake—in how we serve you.

Credit unions provide a safe place to save, borrow, and manage your money. Profits are returned to members, not investors, through better rates and lower fees.

  • Deposits are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF)
  • Regulated and monitored for safety, just like banks
  • Focused on people over profit

Visionary FCU vs. a Bank

While we offer many of the same services as a traditional bank, our structure and philosophy are very different.

Visionary FCU Banks
Business Model Not-for-profit For-profit
Ownership Owned by members Owned by shareholders
Focus Members’ financial well-being Profit for shareholders
Board Volunteer board of directors Paid board of directors
Loan Rates Generally lower Often higher
Fees Lower fees Typically higher

At Visionary, you’re more than just an account number.

You’re part of a community that always puts people first.

Become a Member Explore Our Services

The Credit Union Difference

More Than a Bank. A Financial Partner.

At Visionary FCU, we’re not here to serve shareholders—we’re here to serve you. As a not-for-profit financial cooperative, your membership makes you an owner. That means your goals, your success, and your community come first.

Explore The Difference

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We are here to serve your financial needs. You can reach us online, in person, or by phone.

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